Terms of Use
Last updated: July 20, 2025
Please read these Terms of Use carefully before accessing or using the services provided by Bemorascul ("we", "us", or "our") at bemorascul.biz. By accessing or using our platform, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree, you must not use our services.
1. Acceptance of Terms
These Terms of Use constitute a legally binding agreement between you and Bemorascul governing your access to and use of our website, webinar platform, and related services. Your continued use of the platform following any updates to these Terms constitutes acceptance of those changes.
2. Eligibility
By using our services, you represent that you are at least 18 years of age and have the legal capacity to enter into a binding agreement. If you are accessing the platform on behalf of an organisation, you represent that you have authority to bind that organisation to these Terms.
3. Description of Services
Bemorascul provides an online educational platform offering live webinars, recorded sessions, interactive tools, and supplementary learning materials focused on valuation techniques for financial analysts. We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice.
4. Account Registration
4.1 Account Creation
To access certain features of the platform, you may be required to create an account. You agree to provide accurate, current, and complete information during registration and to keep your account information up to date.
4.2 Account Security
You are solely responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must notify us immediately at [email protected] if you suspect any unauthorised access to your account.
4.3 Account Termination
We reserve the right to suspend or terminate your account at our discretion if we determine that you have violated these Terms or engaged in conduct that we consider harmful to other users or to our platform.
5. Permitted Use
You agree to use the platform solely for lawful, personal, and non-commercial educational purposes. You must not:
- Copy, reproduce, distribute, or exploit any content from the platform without our prior written consent
- Use the platform to transmit unsolicited communications, spam, or promotional content
- Attempt to gain unauthorised access to any part of the platform or its underlying systems
- Interfere with or disrupt the integrity or performance of the platform
- Reverse engineer, decompile, or disassemble any software or technology used to deliver our services
- Use automated tools, bots, or scrapers to access or collect data from the platform
- Impersonate any person or entity or misrepresent your affiliation with any person or entity
- Upload or transmit any content that is unlawful, harmful, defamatory, or infringes the rights of others
6. Intellectual Property
6.1 Our Content
All content available on the platform, including but not limited to webinar recordings, presentations, course materials, graphics, text, and software, is the exclusive property of Bemorascul or its licensors and is protected by applicable intellectual property laws. No content may be reproduced or distributed without our express written permission.
6.2 Your Content
If you submit, post, or share any content on the platform, including questions, comments, or materials during interactive sessions, you grant Bemorascul a non-exclusive, royalty-free, worldwide licence to use, display, and distribute that content in connection with operating and improving our services. You represent that you own or have the necessary rights to grant this licence.
6.3 Feedback
Any feedback, suggestions, or ideas you provide regarding our platform may be used by us without restriction or compensation to you.
7. Payment and Refunds
7.1 Fees
Certain webinars and features on the platform may require payment. All applicable fees will be disclosed prior to purchase. By completing a payment, you agree to the stated price and payment terms.
7.2 Refund Policy
Refund eligibility is determined on a case-by-case basis and subject to the specific terms communicated at the time of purchase. Unless otherwise stated, fees are non-refundable once access to a session or course has been granted.
7.3 Taxes
You are responsible for any applicable taxes, levies, or duties associated with your purchase of our services.
8. Third-Party Links and Services
Our platform may contain links to third-party websites or services for informational purposes. We do not endorse, control, or accept responsibility for the content, privacy practices, or terms of any third-party sites. Accessing third-party links is entirely at your own risk.
9. Privacy
Your use of the platform is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information. By using our services, you consent to the data practices described in that policy.
10. Disclaimers
The platform and all content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that the platform will be uninterrupted, error-free, or free of harmful components. Educational content is provided for informational purposes only and does not constitute professional financial, investment, or legal advice. You are solely responsible for decisions made based on information obtained through our platform.
11. Limitation of Liability
To the fullest extent permitted by applicable law, Bemorascul and its officers, directors, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of, or inability to use, the platform or its content. Our total cumulative liability to you for any claims arising under these Terms shall not exceed the amount paid by you to us in the twelve months preceding the claim.
12. Indemnification
You agree to indemnify, defend, and hold harmless Bemorascul and its affiliates, officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of your use of the platform, your violation of these Terms, or your infringement of any rights of a third party.
13. Modifications to the Terms
We may update these Terms of Use from time to time. When we do, we will revise the "Last updated" date at the top of this page. We encourage you to review these Terms periodically. Your continued use of the platform after any changes constitutes your acceptance of the revised Terms.
14. Termination
We reserve the right to suspend or terminate your access to the platform at any time, with or without cause, and with or without notice. Upon termination, your right to use the platform will immediately cease. All provisions of these Terms that by their nature should survive termination shall survive, including intellectual property provisions, disclaimers, and limitations of liability.
15. Governing Terms
These Terms represent the entire agreement between you and Bemorascul with respect to your use of the platform and supersede all prior agreements, representations, or understandings. If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect. Our failure to enforce any right or provision of these Terms will not be considered a waiver of that right or provision.
16. Contact Us
If you have any questions, concerns, or requests regarding these Terms of Use, please contact us:
- Email: [email protected]
- Phone: +1 866 248 8940
- Address: 43 Poirier Dr, Moncton, NB E1C 7R9, Canada